Residential Mortgages

First Home Buyers

As a first home buyer it is an exciting and sometimes daunting time when seeking your first home loan. Working with BrokerCo for your home loan will make this a memorable experience.

For most, purchasing your first home is probably going to be the biggest investment you have ever made, so it is important to get it right the first time by getting the best advice from the professionals that know. At BrokerCo, we have all the information and expertise to help you cover all the important things you need to know when taking this important step. We take a holistic approach and try and keep it real so that we are always on the same page and make sure that every move you make is the right one now and for the future. We help eliminate the risk for you as the home loan and purchase process unfolds.

Family Guarantor Home Loans

No deposit, but have parents that love you? No problem, we can structure your loan so that your deposit can be secured against a loved one’s property. This way you eliminate the need to pay mortgage insurance and get to move in a whole lot sooner.

A journey of a thousand miles must begin with a single step.

Refinancing for a smarter deal

As tempting as it might seem to refinance, it is not always the smartest move. Lower rates, debt consolidation, increase in cash flow and different loan features are all often good reasons to consider refinancing, but you need to factor in the costs involved in changing banks as very often this can outweigh the potential benefits. . At BrokerCo, we are here to help you figure this out. If there is not a clear benefit to refinancing your home loan, then we will not recommend it. We need to be sure you are refinancing for the right reasons.

Debt Consolidation

This is typically done when you have accumulated more debt than you can handle. Sometimes things don’t go to plan and the credit card gets maxed out or a personal loan becomes unaffordable. Don’t worry, we can help take the pressure off by consolidating this debt into your home loan. This will free up a whole lot of additional cash and will get you back on top of your finances once and for all.

If you don’t go after what you want, you’ll never have it.

Equity Release

Thinking of renovating or need extra funds for a project? You can tap into your available equity for many reasons. At BrokerCo we are here to guide you through this process safely and for the right reasons.

Construction Loans

Have you found that perfect patch of land to build your home on? Most lenders these days offer the option of a construction home loan. A construction home loan allows borrowers to pay the home loan in stages while your property is being built. Most lenders will also offer you interest only repayments whilst it’s being constructed. This helps you to afford the cost of construction while also maintaining your living commitments.

Get your financing done quickly and with minimal fuss

With a BrokerCo mortgage specialist dedicated to you every step of the way.